"When 
        dependability counts"
        
        
        Life, Health, 
        Disability, Long Term Care, Medicare Insurance, Annuities,  Retirement 
        and Estate Planning
        
        Representing many companies allows us to 
        illustrate the strengths and weaknesses of each of their plans and work 
        with our clients on finding the plan that suits their needs.
        
        In most cases, when you contact an insurance 
        company, they will send you a brochure and let you try to figure out 
        whether or not the plan really suits your needs. We try to understand 
        what you are looking for, then present you with choices that closely 
        match your request.
        We understand that shopping for insurance can 
        be a very confusing process. We take our job very seriously and do 
        everything we can to be sure that you understand the plan that you 
        purchase. We strive to be your agents forever, and promise to be there 
        to offer our advice and insight.